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Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option

Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option

Debt: Banking and PSU Open Ended Scheme

NAV

₹ 20.829 ₹ -0.02 (-0.08 %)

as on 19-06-2025

Asset Size (AUM)

5,948.6 Cr

Launch Date

May 10, 2015

Invest in this scheme

Investment Objective

The scheme seeks to generate income over short to medium term horizon through investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions.

Minimum Investment 5000.0

Minimum Top-up 1000.0

Investment Returns Since Launch in May 10, 2015

7.52

3 M

6 M

1 Y

3 Y

10 Y

Inception

Sharp Ratio

-0.22 %

Expense Ratio

0.77%

Volatility

1.15 %

Fund House

Nippon India Mutual Fund

Fund Manager

FM 1 Pranay Sinha, FM 2 Vivek Sharma

Overview
Fund performance
Performance
Returns calculator
Peer comparison
Portfolio analysis

Key Features

Scheme description

This fund has low risk compared to hybrid or equity funds. It invests in debt instruments of public sector undertakings, public financial institiutions upto 80% of its assets and is suitable for investors with low risk profile having investment horizon of 3 years and above.

Minimum Purchase Application Amount

Rs. 5000.0 (plus in multiples of Rs. 1000.0)

Entry Load

Not applicable

Exit Load

Nil

Indicative Investment Horizon

5 Years and above

Asset Allocation

Fund's historical return comparison with other asset classes

Fund Performance

Fund's historical return comparison with other asset classes

Investment Amount

Fund	₹ 10930
FD	₹ 10600

Profile

Credit Quality Break Down
Asset Type (Top 5)
Debt Profile
Top 10 Issuers

Credit Quality	Porfolio (%)
SOV	12.55
AAA	81.61
AA	-
A	-
BBB	-
Below BBB	-
D	-

Note: AAA includes A1, A includes A2, BBB includes A3.

	Scheme	Category	% of Change month-on-month
Duration	3.79	3.21	0.02
Maturity	5.2	4.67	0.02
YTM	7.54	7.55	-0

Other Schemes of the Same Category

Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option

Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option

Bajaj Finserv Banking and PSU Fund- Regular Plan- Growth

Baroda BNP Paribas Banking and PSU Bond Fund-Regular Plan -Growth Option

LIC MF Banking & PSU Fund-Regular Plan-Growth

Kotak Banking and PSU Debt - Growth

Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Growth

Invesco India Banking and PSU Fund - Growth Option

SBI Banking & PSU Fund - Regular Paln - Growth

HDFC Banking and PSU Debt Fund - Growth Option

Performance

Scheme Performance
Yearly Performance
NAV Movement

Scheme Performance (%)

Data as on - 19-06-2025

Yearly Performance (%)

NAV Movement

Investment Returns Calculator

SIP Returns
Lumpsum Returns
Rolling Returns

Installment Amount

Select Frequency

Start Date

End Date

	Amount Invested	Fund Value	Profit	Returns
Fund	120,000	125,326	5,326	9.84
Benchmark	0	0	0	0.00

Amount

Start Date

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Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.

Peer Comparison

Scheme Name	Inception Date	1 Year Return %	2 Year Return %	3 Year Return %	5 Year Return %	10 Year Return %
Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option	10-05-2015	9.3	8.0	7.66	6.17	7.5
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option	06-09-2013	9.71	7.94	8.27	6.33	7.63
Bajaj Finserv Banking and PSU Fund- Regular Plan- Growth	10-11-2023	9.47	0.0	0.0	0.0	0.0
Baroda BNP Paribas Banking and PSU Bond Fund-Regular Plan -Growth Option	17-12-2020	9.42	7.87	7.37	0.0	0.0
LIC MF Banking & PSU Fund-Regular Plan-Growth	30-05-2007	9.39	7.93	7.32	5.66	6.79
Kotak Banking and PSU Debt - Growth	29-12-1998	9.3	8.14	7.84	6.4	7.55
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Growth	30-12-2004	9.28	8.04	7.65	5.66	6.76
Invesco India Banking and PSU Fund - Growth Option	24-12-2012	9.25	8.07	7.58	5.5	6.58
SBI Banking & PSU Fund - Regular Paln - Growth	09-10-2009	9.13	7.84	7.37	5.79	7.11
HDFC Banking and PSU Debt Fund - Growth Option	03-03-2014	9.13	8.01	7.58	6.32	7.46

Portfolio Analysis

Portfolio as on 31-05-2025

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Chart View

Sector Allocation

Sector	Allocation (%)
N/A	100

Portfolio Holdings

Company	Instrument	Credit Rating	Holdings (%)
7.10% GOI 2034 (08-APR-2034)	Debt	SOV	3.89
7.62% National Bank For Agriculture and Rural Development	Debt	AAA	3.79
Net Current Assets	Cash & Cash Equivalents	undefined	3.25
6.79% GOI 2034 (07-OCT-2034)	Debt	SOV	3.22
7.59% National Housing Bank	Debt	AAA	3.01
Triparty Repo	Cash & Cash Equivalents	undefined	2.29
7.47% Small Industries Dev Bank of India	Debt	AAA	2.25
7.77% REC Limited	Debt	AAA	2.17
7.34% Small Industries Dev Bank of India	Debt	AAA	2.15
7.57% Indian Railway Finance Corporation Limited	Debt	AAA	2.09
8.35% SBI General Insurance Company Limited	Debt	AAA	1.9
7.26% NTPC Limited	Debt	AAA	1.76
7.56% Power Grid Corporation of India Limited	Debt	AAA	1.74
7.35% National Housing Bank	Debt	AAA	1.74
7.32% REC Limited	Debt	AAA	1.74
7.7% Nuclear Power Corporation Of India Limited	Debt	AAA	1.73
7.77% Power Finance Corporation Limited	Debt	AAA	1.73
7.37% Indian Railway Finance Corporation Limited	Debt	AAA	1.73
7.83% Small Industries Dev Bank of India	Debt	AAA	1.57
8.54% REC Limited	Debt	AAA	1.52
6.24% State Bank of India	Debt	AAA	1.51
Power Finance Corporation Limited	Debt	AAA	1.4
7.68% National Bank For Agriculture and Rural Development	Debt	AAA	1.3
7.49% Small Industries Dev Bank of India	Debt	AAA	1.3
7.45% Export Import Bank of India	Debt	AAA	1.29
8.24% Mahindra & Mahindra Financial Services Limited	Debt	AAA	1.29
7.44% National Bank For Agriculture and Rural Development	Debt	AAA	1.29
7.4% Power Grid Corporation of India Limited	Debt	AAA	1.28
7.02% Bajaj Housing Finance Limited	Debt	AAA	1.26
6.45% ICICI Bank Limited	Debt	AAA	1.25
7.55% Indian Railway Finance Corporation Limited	Debt	AAA	1.22
7.23% GOI 2039 (15-APR-2039)	Debt	SOV	1.08
7.86% HDFC Bank Limited	Debt	AAA	1.05
7.65% HDFC Bank Limited	Debt	AAA	1.05
7.4% Power Finance Corporation Limited	Debt	AAA	0.87
7.58% REC Limited	Debt	AAA	0.87
7.4% Export Import Bank of India	Debt	AAA	0.87
7.27% Power Finance Corporation Limited	Debt	AAA	0.87
7.2% National Housing Bank	Debt	AAA	0.86
7.24% Power Finance Corporation Limited	Debt	AAA	0.86
7.17% Indian Railway Finance Corporation Limited	Debt	AAA	0.86
7.41% Bank of Baroda	Debt	AAA	0.86
7.55% REC Limited	Debt	AAA	0.86
7.59% National Housing Bank	Debt	AAA	0.86
8.22% Tata Capital Limited	Debt	AAA	0.86
7.92% India Infradebt Limited	Debt	AAA	0.86
7.68% Indian Railway Finance Corporation Limited	Debt	AAA	0.85
7.55% L&T Metro Rail (Hyderabad) Limited	Debt	AAA	0.85
8.03% Power Finance Corporation Limited	Debt	AAA	0.85
7.49% National Bank For Agriculture and Rural Development	Debt	AAA	0.85
7.92% Aditya Birla Capital Limited	Debt	AAA	0.85
7.77% National Housing Bank	Debt	AAA	0.85
6.8% National Housing Bank	Debt	AAA	0.85
7.13% Power Finance Corporation Limited	Debt	AAA	0.85
7.12% State Government of Maharashtra 2036	Debt	SOV	0.84
6.67% HDFC Life Insurance Company Limited	Debt	AAA	0.84
5.83% State Bank of India	Debt	AAA	0.84
HDFC Bank Limited	Debt	AAA	0.82
7.11% Karnataka State Development Loans (12/08/2033)	Debt	SOV	0.73
7.8% HDFC Bank Limited	Debt	AAA	0.7
7.48% National Bank For Agriculture and Rural Development	Debt	AAA	0.69
7.78% Kotak Mahindra Prime Limited	Debt	AAA	0.69
6.92% REC Limited	Debt	AAA	0.51
7.17% State Government of Uttar Pradesh 2033	Debt	SOV	0.44
8.23% Indian Railway Finance Corporation Limited	Debt	AAA	0.44
8% HDFC Bank Limited	Debt	AAA	0.44
7.64% Power Finance Corporation Limited	Debt	AAA	0.44
7.89% Bajaj Housing Finance Limited	Debt	AAA	0.44
7.62% National Bank For Agriculture and Rural Development	Debt	AAA	0.43
7.6% Power Finance Corporation Limited	Debt	AAA	0.43
7.87% Bajaj Finance Limited	Debt	AAA	0.43
7.45% Indian Railway Finance Corporation Limited	Debt	AAA	0.43
7.15% Indian Railway Finance Corporation Limited	Debt	AAA	0.43
7.59% Power Finance Corporation Limited	Debt	AAA	0.43
7.68% Small Industries Dev Bank of India	Debt	AAA	0.43
7.08% Power Grid Corporation of India Limited	Debt	AAA	0.43
7.08% Indian Railway Finance Corporation Limited	Debt	AAA	0.43
7.03% Indian Railway Finance Corporation Limited	Debt	AAA	0.43
7.55% Small Industries Dev Bank of India	Debt	AAA	0.43
6.33% Government of India	Debt	SOV	0.42
7.75% Small Industries Dev Bank of India	Debt	AAA	0.42
6.67% ICICI Bank Limited	Debt	AAA	0.42
5.78% HDFC Bank Limited	Debt	AAA	0.42
7.11% Small Industries Dev Bank of India	Debt	AAA	0.34
National Highways Infra Trust	Debt	AAA	0.34
National Highways Infra Trust	Debt	AAA	0.32
7.49% State Government Securities	Debt	SOV	0.27
Corporate Debt Market Development Fund Class A2	MF	undefined	0.27
7.13% Karnataka SDL - 20-Aug-2034	Debt	SOV	0.26
8.2% National Bank For Agriculture and Rural Development	Debt	AAA	0.26
7.49% Power Grid Corporation of India Limited	Debt	AAA	0.26
1.5% HDFC Bank Limited	Debt	AAA	0.26
7.63% State Government Securities	Debt	SOV	0.25
STATE DEVELOPMENT LOAN 20760 KER 08AG30 8.48 FV RS 100	Debt	SOV	0.18
7.7% State Government Securities	Debt	SOV	0.18
8.4% Power Grid Corporation of India Limited	Debt	AAA	0.18
8.55% REC Limited	Debt	AAA	0.18
7.18% GOI 2037 (14-AUG-2033)	Debt	SOV	0.14
Government of India (18/06/2031)	Debt	SOV	0.09
7.71% REC Limited	Debt	AAA	0.09
8.22% National Bank For Agriculture and Rural Development	Debt	AAA	0.09
7.56% REC Limited	Debt	AAA	0.09
6.7% State Government Securities	Debt	SOV	0.08
7.36% Power Grid Corporation of India Limited	Debt	AAA	0.08
7.04% State Government of Karnataka 2032	Debt	SOV	0.07
7.32% GOI 2073 (13-NOV-2030)	Debt	SOV	0.06
7.26% Government of India (22/08/2032)	Debt	SOV	0.04
Cash Margin - CCIL	Cash & Cash Equivalents	undefined	0.03
7.04% GOI 2029 (03-JUN-2029)	Debt	SOV	0.02
7.44% Karnataka State Development Loans (28/02/2034)	Debt	SOV	0.01
8.11% REC Limited	Debt	AAA	0.01

Sector Allocation

Portfolio Holdings